• Prudent, tax, modified-AGI, creditor, lawsuit and probate advantaged environment

• Virtually immune to market and credit losses, yet linked to index market's potential up-legs only

Minimum safety-net guarantees coupled with tax and legal immunity options to your overall financial portfolio allow you to plan for a sustainable retirement and legacy needs.

The most important part of our business is helping You prepare for the future. At E-Choice Insurance Services Inc, striving for your sustainable peace and joy is the driving force of our practice!

Concerns4Retirement Blogs*

    Most people relate that "cash is king".  If "cash is king" then our choice of collective human "conscious" is its driver.  In human conduct, unless we have dual personality conflict there should be no ethical conflict of interest between our personal and business conduct.   Regulatory mandates offer general guidance of the choices that we may partake through our journey in life.   Similar to microorganisms' quorum-sensing ability of their conscious. each one of us too can contribute to our "host's" health or demise.   Our best life and health care Policy, I believe, starts with each one of us feeding the seeds of sustainable peace and joy within and without.  If each one of us makes a conscious choice to wholesomely respect and nurture in selfless love our humanity and ecology at large, what kind of world will our collective legacy realize for our generation and the ones to come?  Having said that, when planning for sustainable asset management, keep in ming that current monetary policy has a prudent safety-net options for properly and prudently positioned assets within annuit coeptis, also known as annuity concepts: within the life and health insurance--risk aversion--sector. 

    There are many types of financial and health insurance policies.  Understanding Monetary Policy design--in light of wealth and health care risk exposures and guarantees--is crucial in legacy planning.  Else, how would we be aware of the policy's mandates or intent when it comes to your hard earned nest egg?  ...what monetary policy trend led up to illusion driven financial instruments and to  the tent cities across our country today?  What we don't know has and will continue to  hurt our human family and ecology.  A licensed insurance counselor is qualified to advice you on your overall and specific portfolio needs for safety and guarantees within the seemingly volatile and chaotic wealth and health care management industry. 

[Energy of Life], Lord, make me a channel of your Peace,

Where there is hatred, let me sow Love;

...where there is injury, Pardon;

...where there is doubt, Faith;

...where there is despair, Hope;

...where there is darkness, Light;

...where there is sadness, Joy;

O, grant that I may not so much seek

...to be consoled as to console;

...to be understood as to understand;

...to be loved as to love.

For it is in giving that we receive;

...it is in pardoning that we are pardoned;

...and it is in dying that we are born to eternal life

*This is not intended to be a tax or legal advice.